Credit Card Debt Consolidation - Consumer Credit Counseling Program

ELIMINATE CREDIT CARD DEBT INFORMATION
Take Control of Your Finances Today..

Site Navigation

Home

Proper Credit Card Use

Debt Consolidation

Debt Laws

Debt Help

Debt FAQ's

Loan Calculator

Late Fees

More Information

Use Different Banks

Eliminate Credit Cards

Add Your Site

Additional Resources

Additional Resources2

Welcome to our debt relief center we know we can be of service to you. If you will prefer to speak directly to a counselor you can call us toll free Monday - Thurs 10am to 9pm and Fridays 10am to 8pm

Toll Free 1-877-477-2045

Credit Card Debt Information

Toll Free line - 1-877-477-2045
We now have a toll free hot line it takes a few minutes and it’s FREE to ask us any questions you may have. Find out today, start your road to recovery now. » News According to the Federal Trade Commission

New bankruptcy law requires credit counseling before filing as of October 17, 2005.
Beginning October 17, 2005, consumers filing for bankruptcy will be required to go through a government-approved credit counseling program within six months before they file for bankruptcy protection. Credit counseling organizations advise consumers on managing money and debts and developing a budget; most offer free educational materials and workshops. Sometimes, they may recommend and negotiate a debt management plan (DMP) for their clients. In a DMP, consumers deposit money each month with the credit counseling organization, which then uses the money to pay off the debts according to a schedule worked out with the consumers and their creditors. A DMP is not required for consumers who are filing for bankruptcy, but if consumers do use one, they need to provide a copy of the plan to the bankruptcy court when filing.

List Of Great Books on Credit Card Debt and How you can help yourself out of Debt:

How to Get Out of Debt, Stay Out of Debt and Live Prosperously - By Jerrold Mundis Author.

Credit Card & Debt Management - By Scott Bilker Author.

Mary Hunt's Debt-Proof Living - By Mary Hunt Author.

The Ultimate Credit Handbook - By Gerri Detweiler Author.

Downsize Your Debt - By Andrew Feinberg Author.

One Paycheck at a Time - by Kimberly A. Griffiths Author.

Become Totally Debt-Free in Five Years or Less - by Gwendolyn D. Gabriel Author.

FREE Debt Consolidation
Quote Request Form

First Name:

Home Phone :

Last Name:

Work Phone :

State:

Email:

Amount You Owe:

Call At:

Describe your situation: Example all outstanding balances, unsecured loans, IRS bills, utility bills, student loans, etc.

Free Credit Card Debt Quotes Offered In The Following States:

ALASKA, ALABAMA, ARKANSAS, ARIZONA, CALIFORNIA, COLORADO, CONNECTICUT, DISTRICT OF COLUMBIA, DELAWARE, FLORIDA, GEORGIA, HAWAII, IOWA, IDAHO, ILLINOIS, INDIANA, KANSAS, KENTUCKY, LOUISIANA, MASSACHUSETTS, MAINE, MARYLAND, MICHIGAN, MINNESOTA, MISSOURI, MISSISSIPPI, MONTANA, NORTH CAROLINA, NORTH DAKOTA, NEBRASKA, NEW HAMPSHIRE, NEW JERSEY, NEW MEXICO, NEVADA, NEW YORK, OHIO, OKLAHOMA, OREGON, PENNSYLVANIA, RHODE ISLAND, SOUTH CAROLINA, SOUTH DAKOTA, TENNESSEE, TEXAS, UTAH, VIRGINIA, VERMONT, WASHINGTON, WISCONSIN, WEST VIRGINIA, WYOMING